Disability Advisors, LLC
Your life belongs to you ... let us help you take it back!
(320) 533-CARE
Contact us if you have stopped working or will end employment soon due to a physical and/or mental impairment. Is your condition expected to last more than 12 months or have you been diagnosed with a terminal illness? We receive no pay for services unless you are awarded disability benefits. Our "hands-on" approach delivers the best possible outcome to winning your benefits. Let us know as soon as you are ready to apply for benefits or begin an appeal. We have the resources you need to deliver the results you want!
DIGNIFIED RESULTS
Social Security Disability Insurance
The Social Security Disability Insurance (SSDI) program provides benefits for the disabled or blind who are identified as “insured” persons. If you previously paid into the Social Security Trust Fund then you are eligible to receive SSDI payments. Eligibility is based on previous earnings (or those of a spouse or parents) with contributions made to the Federal Insurance Contributions Act (FICA). Dependents may also be eligible for benefits based on your earnings record. The Social Security Administration requires 5 of 10 years work history or combination to prove that your taxes were withheld. The Social Security Administration uses medical advisors along with additional documentation to determine the extent of your condition. At this point you may receive a denial letter as your medical condition is expected to improve and considered short-term lasting under 12 months.
Don't worry about being denied as this happens to the majority of first time applicants. Your denial letter may indicate that your injury or illness does not fit the narrow definitions of disability by the Social Security Administration. A reconsideration will be the next step in the process to reapply for benefits. A reconsideration or "recon" is the process of requesting a second chance for your case to be reviewed. Typically this is done in writing or meeting with a Social Security disability specialist. A successful reconsideration will show that your condition has not improved and submitting new documentation will lead to an approval. Also, we will review all documents from a denied reconsideration to determine if requesting a hearing with an administrative law judge is the next best option.
Time is important as you only have 60 days from the date of the determination letter to request a hearing. Contact us if you have stopped working or will end employment soon due to a severe impairment expecting to last more than 12 months or if you've been diagnosed with a terminal illness. The most ideal situation is for you to contact us as soon as you are ready to apply for benefits. We receive no pay for services unless you are awarded disability benefits. Our approach is to deliver the best possible outcome to win your case. Contact us to find out more about how we can help you receive Social Security disability benefits. Our FREE assessment will determine if filing an initial application or submitting reconsideration is right for you. FREE Evaluation
Supplemental Security Income
The Supplemental Security Income (SSI) program is paid to low income persons over age 65 along with children and adults aged 18 to 64 with a disability or blindness. SSI is a Federal program funded by general tax revenues and not paid from Social Security taxes. You may be eligible for SSI benefits even if you are already receiving SSDI payments. You must have little to no income as the program is based on your needs and not your past work history. The SSI benefit amount is not the same for everyone and eligibility is determined by your wages, pensions, and Social Security benefits. The Social Security Administration has special rules which make it possible for you to continue working and receive SSI payments. Assets are also considered when qualifying for benefits. You would not be eligible to receive SSI benefits if there is a working spouse earning an income. SSI benefits are a temporary source of financial assistance and not considered permanent disability benefits.
Supplemental Security Income covers your basic living expenses, such as food, clothing, and shelter. In order to qualify, you are required to provide information about your current living situation. SSI requirements are dependent on your age, disability, income, and citizenship status. SSI benefits are subject to periodic review by the Social Security Administration to insure that you remain eligible to receive benefits. You are eligible to apply for Medicaid once you are approved for SSI benefits which covers the cost of your medical care. SSI helps pay for your transportation, education, job training, housing assistance, and food stamps. The SSI benefits program is intended to pay only a portion and not all of your living expenses. SSI benefits are best used as a supplemental source of income to meet your basic needs.
The Social Security Administration reported in 2018 that over 8 million persons received SSI benefits. Each year SSI payments are adjusted for the rate of inflation. Let us know if you plan to apply for SSI or if you have received a denial letter from the Social Security Administration regarding your request for benefits. We will help you determine the best course of action in receiving SSI disability benefits and make recommendations for reapplying for coverage. Contact us if you or someone you know may be eligible for this program. We can help you determine if the Supplemental Security Income program is the best fit for your situation. FREE Evaluation
Post COVID-19 "Long Haul" Syndrome
By Austin Williams | Published September 10, 2021
During the onset of the pandemic, many doctors were baffled by some of the deleterious effects caused by COVID-19 — originally thought to be just a respiratory illness. But cases detailed in the most recent CDC report as well as anecdotally by thousands of others illustrate that the effects of the novel coronavirus can be much more complex. Earlier this year, radiological images published at Northwestern University detailed the various types of long-term effects of COVID-19 including rheumatoid arthritis flares, autoimmunemyositis or "COVID toes," among other conditions. "We’ve realized that the COVID virus can trigger the body to attack itself in different ways, which may lead to rheumatological issues that require lifelong management," said corresponding author Dr. Swati Deshmukh. Currently, several symptoms of COVID-19 identified in the study are not recognized by the CDC.
According to the Centers for Disease Control and Prevention (CDC), people who experience Post COVID-19 or Long COVID have a range of new or ongoing symptoms that occur beyond the initial COVID-19 infection period. These Post COVID-19 symptoms remain for weeks, months, or even years after contracting the original virus. These Long COVID symptoms may worsen with normal physical or mental activity. You may have been infected with COVID-19 and no longer contagious but still suffering from debilitating effects. Examples of the most commonly reported long-term symptoms for Post COVID-19 or what is commonly known as Long Haul Syndrome include:
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Fatigue
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Shortness of breath
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Cough
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Chest pain
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Joint pain
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Muscle pain
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Headache
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Intermittent fever
- Difficulty in thinking ("brain fog")
- Depression, anxiety, changes in mood
- Fast-pounding heart (palpitations)
- Inflammation of the heart muscle
- lung function abnormalities
- acute kidney injury
- Smell and taste problems
- Sleep insomnia issues
You qualify for disability benefits when the Social Security Administration determines that you can no longer perform work or lesser work due to a physical or mental impairment which is expected to last longer than 12 months. Currently, there are no disabilities recognized by the SSA for Long COVID or Post COVID-19. However, if you have other severe debilitating conditions along with Post COVID-19 symptoms, then you may be considered "severely limited" and qualify for disability benefits. For example, your COVID-19 sickness may have contributed to current lung problems but there is no test to validate Post COVID-19 results. We may present your case as a respiratory disorder allowing the SSA to qualify your condition with a matching disability. Our FREE assessment will help you determine if filing an Initial application for Post COVID-19 symptoms is right for you. FREE Evaluation